EOTM Press Room

Posts Tagged ‘Real Estate’

Nominations open for EOTM Radio’s Celebrating the Queens in Our Communities

In Uncategorized on November 13, 2009 at 9:51 pm


eventCandidates for “Celebrating The Queen’s in our communities” award are judged based on their entrepreneurial spirit, ethics and community spirit, financial and management skill, and the difficulty and risk they have endured to achieve their success. Nominate YOUR Queen today!




Award winners and finalists will be recognized during The Queen’s of Internet Radio ~ celebrating the Queen’s in our Communities, March 7, 2010 at The Historic Highland Inn in Atlanta, Georgia. All honorees will also be featured in the Spring issue of the EOTM Buzz Wire Magazine, with the winners appearing on the magazine’s front cover.



To submit a nomination, please visit http://www.queensofinternetradio.com and click on the link to access the nomination form. The deadline for submitting a nomination is midnight on January 31, 2010.

For more information email: nominate@queensofinternetradio.com .




The Historic Ball Room @ The Highland Inn

644 North Highland Ave NE

Atlanta, GA 30306




Sunday, March 7, 2010

5pm – Midnight


Why You Should Get Involved:




The Celebrating the Queens of our Communities Awards Ceremony seeks to empower women to excel both professionally and personally, unleashing their inner Queen. The audience will include celebrities, community leaders, entrepreneurs and civil service workers encompassing people of different cultures, nationalities, races and gender. You can add value and gain tremendous brand exposure by targeting conference attendees during the awards/conference.




Our goal is to partner with sponsors who share the vision and

commitment to see women excel in all facets of leadership. Sponsors

will have the ability to freely distribute promotional information and

product samples to our attendees.




Sponsors will benefit from an aggressive marketing campaign. The

Awards/conference will be advertised both internally and externally. Through website, email, video ads and radio advertisements. Sponsors can expect their company’s logos and links to be highly visible prior to the awards/conference and during the conference itself. Logos and pertinent information will also be seen on flyers, signage in our venue as well as verbal announcements during the celebration.




Celebrating the Queens in our Communities hope to establish a sustainable relationship with companies and organizations that have a reputation for delivering quality services, goods, etc.


Contact us today to get more information on our sponsorship packages.

event@queensofinternetradio.com or call Carla Barnes @ 678-548-9466.





The U.S. Housing Market’s False Dawn

In Uncategorized on September 26, 2009 at 8:35 pm


Is the U.S. housing market truly at a turning point, as real estate investors seem to increasingly believe? Or is this actually a false dawn, meaning that there are problems ahead for those who turned bullish too soon?

New home sales jumped almost 10% in July, while the Case-Shiller home price index rose for the second successive month. Yet luxury home builder Toll Brothers lost $493 million in the quarter ending July 31, considerably worse than analysts had expected.

Housing stocks are certainly acting as if a recovery must be on the way. Pulte Homes Inc. has more than doubled from its low. Toll Brothers Inc. is up around 70% from its bottom. D.R. Horton Enterprises is up almost four times from its bottom. Lennar Corp. is up about 4.5 times from its low. Finally, Hovnanian Enterprises Inc. is up almost tenfold from its low after a flirtation with bankruptcy. Yet all of these companies are still racking up quarterly losses, according to their most recent earnings reports.

In terms of house prices, it would seem unlikely that a bear market bottom has been reached. Yes, the average house price is now back down around its long-term average of about 3.2 times average earnings, or only a little above it. But history suggests that markets don’t bottom at their average valuation: In fact, after such a huge excess to the upside, they overshoot on the downside.

The Case-Shiller 20-cities index is still 42% above its January 2000 level, having outpaced inflation during the last 9.5 years. Yet January 2000 was not the bottom of a housing depression — far from it, in fact. That was actually close to the top of the dot-com bubble, when valuations of all assets were at all-time highs. So an average price over the whole country that — even now — remains 42% above the average price recorded at the very top of a huge economic boom does not seem like a market bottom to me.

You also have to remember that the U.S. federal government is hugely subsidizing the market. Interest rates are artificially low, and the U.S. Federal Reserve has bought more than $1 trillion worth of housing debt. Fannie Mae and Freddie Mac have been rescued by the government, and provided with more than $100 billion of taxpayer capital. And Ginnie Mae (the Government National Mortgage Association), directly a government agency, has provided almost $1 trillion of mortgages that require a 3% down payment.

And that’s not all…

The government is spending additional billions helping homeowners avoid foreclosure. First-time buyers are given a tax credit of $8,000 towards the down payment on their house — this credit currently runs out on December 1. So the current overall market bottom is propped up artificially. Even if the proposed tax-credit extension is approved, at some point, those props will be removed.

In individual cities, the picture is somewhat brighter. Phoenix and Las Vegas prices are less than 10% above their 2000 levels, having been halved from their respective peaks. In those markets, house prices may truly be reaching a bottom, although the overhang of foreclosures after such a huge drop may make recovery slow. At the other extreme, Detroit housing is 30% cheaper than in 2000, a testimony to the awful economic environment there, with the bankruptcies of General Motors Corp. and Chrysler Group LLC.

Again, with the government bailouts of both companies, there may be something of a recovery in those local housing markets.

Probably the best prospects, however, are in Denver and Dallas, where prices are about 20% above their 2000 level, roughly in line with the increase in consumer prices during that same period. However, the local economies are strongly based on natural resources, particularly oil, whose price is triple its 2000 level. With prices in Dallas and Denver down only about 10% from their 2000 peaks, a true recovery in those cities may be near.

At the opposite extreme are the metropolitan “Big Three” of Los Angeles, New York and Washington, where prices are 61%, 71% and 74% above their 2000 levels, respectively.

Washington will be fine, of course: The Obama administration’s spending-and-legislation plans have attracted yet another huge influx of bureaucrats, lobbyists and lawyers, all of which will boost the housing market to new highs. With New York you have to worry about all the financial-services jobs being lost as a result of the worst financial crisis since the Great Depression.

From a nationwide standpoint, the most likely path for the housing market is for a modest recovery, with some later slippage as subsidies are removed. Housing is likely destined to once again become a highly regional market, as it always was prior to the 2001-2006 market boom, with the cycles in each market being very different.

What do you think local housing markets will do over the next 12 months?

Click Here For Atlanta Homes – Rent or Lease Option

In Uncategorized on July 15, 2009 at 8:53 pm

Your Key To The City of Atlanta

In Uncategorized on June 25, 2009 at 2:21 pm


We Currently Manage Homes In



College Park

East Point














Union City



Ask about New Investment Properties Under $30,000!

Buying Real Estate With All Cash

In an up and down market there are those investors that will dig up opportunities regardless of the state of the economy. These types of individuals are known as the “Warren Buffets” of Real Estate. They understand that in the current climate banks are holding on to their cash with a wait and see attitude. Savvy investors are finding that buying with “All-cash” works as a viable strategy for acquiring residential and commercial bank owned properties. The investors with a wait and see attitude for institutional lending and financing are missing a great opportunity to buy while everything is on sale. Rock bottom prices in the residential and commercial markets in part have been driven down by the scarce availability of credit. Stop waiting and start taking advantage of the Investors Buyers Market in Atlanta. Contact Carla Barnes of EOTM to get started!

Become a Warren Buffet of Atlanta! Your 1st Investment Starts HERE!

Listen to EOTM Real Estate Radio Now!

Changing The Game In Real Estate

In Uncategorized on April 16, 2009 at 2:02 pm


EOTM Real Estate Group Announces

The H.O.M.E. Initiative

EOTM Real Estate Group launches the H.O.M.E. Initiative. A new program dedicated to helping those homeowners that were directly affected by the Mortgage Meltdown. Launching programs and seminars whereas these consumers can get back on track to homeownership, being educated on the process along the way.

Accelerating Positive Change In The Mortgage Industry

EOTM Real Estate Group is stepping up to the plate. Taking responsibility for having played a part in making the Real Estate/Mortgage Industry what it is today.

“EOTM Real Estate Group’s Community Building Initiative is to right a wrong, so to speak. Creating hope, sooner rather than later. Building stronger building blocks, the kind that will withstand storms and leave a legacy for our children. An initiative that is needed”. Carla Barnes, President of EOTM Real Estate Group says.

Community Building Activists

The EOTM Real Estate Group’s community initiative will first and foremost help find quality homes for qualified individuals. “It’s such an unfortunate situation, considering these hardworking families have probably filed bankruptcy as a means to try and save their homes. Making it almost impossible for owners/property managers to rent to them.” Carla Barnes says. EOTM will be placing the candidates in homes for 12 – 24 months under a rental agreement or lease to purchase. Within that time frame these families will work hand in hand with credit coaches, debt consolidation experts and other mortgage/real estate professionals to help put them back on track to homeownership.

EOTM will be offering free seminars online and traditonal in the hopes of educating consumers .. tips they need to know before obtaining their next mortgage. Understanding credit, how it works and more. Helping to turn the once subprime borrower into prime borrowers. Building stronger communities in the process.

EOTM currently has homes available to rent or lease with option all across Atlanta and quickly expanding into other regions.

Helping to build stronger communities is the ultimate goal. Investors, Lenders, Builders, lock arms with EOTM Real Estate Group Today. Bring the H.O.M.E. initiative into your community.

“A Home Is a Terrible Thing To Waste, Next Time You Buy Make The Decision To Keep It”

Are You a Mortgage or Real Estate Professional? Join our initiative, contact Carla for more info @ 678.548.9466


So What If The Sky Is Falling!

In Uncategorized on April 15, 2009 at 1:51 pm


We’ve gone through the up’s and the down’s, this past year in the Real Estate industry.

The thing is, for those of us in the cash flow and real estate professions–it doesn’t matter because at the end of the day…. Guess what?!!? Financing still drives real estate transactions! That dynamic will never disappear. But it will forever change, as the market and the players adapt to the reality of doing business in these turbulent times.

Those in the know recognize that the next few years may present some difficult challenges. They also realize that what is happening now presents a whole set of special opportunities. These survivors understand that although the glass appears half empty, the reality is the glass is half full–and rising.

Disaster Preparedness?

Financial planning is an unnatural act?.?. The brain is wired to make us undervalue long-term goals and exaggerate the cost of short-term sacrifice. Yet studies show that people who do even a little investment planning had twice the results of those who did almost none.

While the pundits address the details and try to analyze what the end result will be, my purpose here isn’t to add to the doom and gloom, but to acknowledge what is happening, to try to make a little bit of sense out of it, and to offer solutions in the middle of the violent storm engulfing the real estate and capital markets.

In this blog, I will show you how to create “win, win” scenarios that allow us to stem the tide and mitigate the damage while getting paid for doing so! Copy that, Captain?

For some, things will get worse before they get better

There is no question we are in a dicey economy right now. The Federal Reserve Board responded to the market turmoil by pumping close to $136 Billion into the nation’s banking system to “promote the restoration of orderly conditions in the financial markets.”

Other central banks around the world had already been doing the same thing! The Fed stated that “financial market conditions have deteriorated, and tighter credit conditions and increased uncertainty have the potential to restrain economic growth going forward.”

They also added “although recent data suggest that the economy has continued to expand at a moderate pace, the Federal Open Market Committee judges that the downside risks to growth have increased appreciably.'”

That is the other side of the coin, and likely a harbinger of things to come, which are likely to get worse, before they get better–to what degree remains to be seen.

Determined investors can help turn things around

But for now the housing sector is in the throes of an overall malaise, and it will continue to be in turmoil for some time. Regardless of what happens next, cash flow and real estate professionals who are determined to succeed can, both individually and collectively, help restore the marketplace one transaction at a time.

Until now, sellers could take comfort in the fact that there was little precedent for a real estate downturn occurring in the absence of an economic one. But the improbable is now a reality, though many believe that the economy is simply “going through a correction.”

So far, the market’s psychology has changed more than the fundamentals have. However, a number of indicators seem to point to deeper, more long-term issues.

Massive layoffs in the lending industry and construction industry are already in full force and have began spreading to the private equity sector, hedge funds, and several other capital markets as well.

House of Blues?

Meanwhile, most housing market indicators have pointed to negative territory. The volume of home sales has fallen in many markets; housing inventories have stretched to a nearly eight-month supply; and new-home builders are reporting big losses.

An increase in delinquencies among mortgage borrowers has resulted in big spikes in foreclosure filings around the nation, unleashing a flood of vacant houses on the market.

Oddly enough, the “whipsaw” going on in the capital markets as investors go in and out of US Treasury bonds, may very well keep conventional mortgage (prime home loans of $417,000 or less) rates in a tolerable range, at least through the next few months.

Now, the segment most at risk is luxury homes. The “jumbo” category (home loans exceeding $417,000) is probably a bigger impediment going forward, than mere psychological or fear factors.

Unable to resell their jumbo mortgages on Wall Street, lenders are already making far fewer mega-loans. Those that are making them, are charging much more in interest. That has spooked investors and dried up the secondary market for mortgages (even those of sterling quality) that don’t fit in Fannie Mae or Freddie Mac purchase parameters.

The mortgage industry meltdown, while not yet a full-blown credit crunch, has definitely led to a massive liquidity squeeze, meaning it’s much harder to get a loan these days for all but the best borrowers.

Too many houses; too few buyers -> Yep yall -> A buyers/renters market

Borrowers, for the most part, now must put more money down, document their income and assets under tighter scrutiny, have fewer dings against their creditworthiness and show conclusively that they can afford the payments.

With credit much tighter today, the refinance option is off the table for many. Tightened lending restrictions eliminate potential buyers from the market, reducing demand even as more supply hits the market due to big jumps in foreclosures and builders finishing up projects initiated before the slump took hold.

As mortgages become more expensive, and financing becomes more difficult, buyers won’t be able to bid as much for homes, while sellers are seeing growing competition from each other.

At this point the number of home sales has dropped a lot more than housing prices, though that may be somewhat explained by the fact that home prices generally trail declining sales in a down market.

Though declining prices have been sporadic until recently, short-term prospects for any reduction of inventory is poor, and motivated sellers may have to slash prices to move properties. The shakeout has already begun.

The end of the rainbow!

It means tremendous opportunity for those who practice ethical, creative investing techniques built on win, win principles and crafted around solving problems fairly for both sides of the transaction. For the Now & Later….as I say 😉

For us, it does not matter how the market shakes out. For now, we know, “They can’t refinance it, they can’t sell it, and/or they can’t afford it.” And though we can’t solve the problem for everybody, we have solutions to help many people stay out of difficulty and assist many of those who are in trouble, but don’t even know it yet.

Those who understand the full scope of real estate financing and realize are many more time-tested options for successfully completing transactions than just the more common “I Sell/You Buy” fee simple transfer will not only survive, they will thrive!

It really is that simple……..

Carla Barnes

EOTM Real Estate Group


Feel free to submit all your mortgage/real estate related questions and I promise to respond within 48 hours.