EOTM Press Room

Posts Tagged ‘EOTM Real Estate Group’

Tired of Tenants Skipping?

In Uncategorized on January 8, 2010 at 6:58 am

Needing a Tenant that won’t Run out on YOU??!!

Let US Help

EOTM Real Estate Group continues to lead the property management market in Atlanta. With free direct deposit and fastest payment forwarding in the industry as well as above average customer service our asset managers are available to quickly respond to you the owner/investor or your tenants needs.With our in house staff of certified maintenance techs we look forward to keeping your home repair and renovation costs well below market, allowing your investment to stay a cash flowing and appreciating investment.
We are problem tenant experts and have many different approaches that prove to be successful. Send them to us. When those tenants do move out the tenants we place will have been closely screened fully (criminal, eviction history, credit, employment verification, current/previous landlord, and an interview) at no cost to you. We guarantee our tenants…just ask…
We are a full time – fully insured – fully committed property management company that understands and implements management philosophies that render bottom line results. Our owners experience higher net profits year-over-year.
Call today for one free month of Property Management fees!

Contact Carla Barnes for a free rental market analysis at 678.548.9466



Need a Property Manager in 2010?

In Uncategorized on December 31, 2009 at 5:53 pm

Call EOTM Real Estate Group, Doc… They make life much easier…


Changing The Game In Real Estate

In Uncategorized on April 16, 2009 at 2:02 pm


EOTM Real Estate Group Announces

The H.O.M.E. Initiative

EOTM Real Estate Group launches the H.O.M.E. Initiative. A new program dedicated to helping those homeowners that were directly affected by the Mortgage Meltdown. Launching programs and seminars whereas these consumers can get back on track to homeownership, being educated on the process along the way.

Accelerating Positive Change In The Mortgage Industry

EOTM Real Estate Group is stepping up to the plate. Taking responsibility for having played a part in making the Real Estate/Mortgage Industry what it is today.

“EOTM Real Estate Group’s Community Building Initiative is to right a wrong, so to speak. Creating hope, sooner rather than later. Building stronger building blocks, the kind that will withstand storms and leave a legacy for our children. An initiative that is needed”. Carla Barnes, President of EOTM Real Estate Group says.

Community Building Activists

The EOTM Real Estate Group’s community initiative will first and foremost help find quality homes for qualified individuals. “It’s such an unfortunate situation, considering these hardworking families have probably filed bankruptcy as a means to try and save their homes. Making it almost impossible for owners/property managers to rent to them.” Carla Barnes says. EOTM will be placing the candidates in homes for 12 – 24 months under a rental agreement or lease to purchase. Within that time frame these families will work hand in hand with credit coaches, debt consolidation experts and other mortgage/real estate professionals to help put them back on track to homeownership.

EOTM will be offering free seminars online and traditonal in the hopes of educating consumers .. tips they need to know before obtaining their next mortgage. Understanding credit, how it works and more. Helping to turn the once subprime borrower into prime borrowers. Building stronger communities in the process.

EOTM currently has homes available to rent or lease with option all across Atlanta and quickly expanding into other regions.

Helping to build stronger communities is the ultimate goal. Investors, Lenders, Builders, lock arms with EOTM Real Estate Group Today. Bring the H.O.M.E. initiative into your community.

“A Home Is a Terrible Thing To Waste, Next Time You Buy Make The Decision To Keep It”

Are You a Mortgage or Real Estate Professional? Join our initiative, contact Carla for more info @ 678.548.9466


So What If The Sky Is Falling!

In Uncategorized on April 15, 2009 at 1:51 pm


We’ve gone through the up’s and the down’s, this past year in the Real Estate industry.

The thing is, for those of us in the cash flow and real estate professions–it doesn’t matter because at the end of the day…. Guess what?!!? Financing still drives real estate transactions! That dynamic will never disappear. But it will forever change, as the market and the players adapt to the reality of doing business in these turbulent times.

Those in the know recognize that the next few years may present some difficult challenges. They also realize that what is happening now presents a whole set of special opportunities. These survivors understand that although the glass appears half empty, the reality is the glass is half full–and rising.

Disaster Preparedness?

Financial planning is an unnatural act?.?. The brain is wired to make us undervalue long-term goals and exaggerate the cost of short-term sacrifice. Yet studies show that people who do even a little investment planning had twice the results of those who did almost none.

While the pundits address the details and try to analyze what the end result will be, my purpose here isn’t to add to the doom and gloom, but to acknowledge what is happening, to try to make a little bit of sense out of it, and to offer solutions in the middle of the violent storm engulfing the real estate and capital markets.

In this blog, I will show you how to create “win, win” scenarios that allow us to stem the tide and mitigate the damage while getting paid for doing so! Copy that, Captain?

For some, things will get worse before they get better

There is no question we are in a dicey economy right now. The Federal Reserve Board responded to the market turmoil by pumping close to $136 Billion into the nation’s banking system to “promote the restoration of orderly conditions in the financial markets.”

Other central banks around the world had already been doing the same thing! The Fed stated that “financial market conditions have deteriorated, and tighter credit conditions and increased uncertainty have the potential to restrain economic growth going forward.”

They also added “although recent data suggest that the economy has continued to expand at a moderate pace, the Federal Open Market Committee judges that the downside risks to growth have increased appreciably.'”

That is the other side of the coin, and likely a harbinger of things to come, which are likely to get worse, before they get better–to what degree remains to be seen.

Determined investors can help turn things around

But for now the housing sector is in the throes of an overall malaise, and it will continue to be in turmoil for some time. Regardless of what happens next, cash flow and real estate professionals who are determined to succeed can, both individually and collectively, help restore the marketplace one transaction at a time.

Until now, sellers could take comfort in the fact that there was little precedent for a real estate downturn occurring in the absence of an economic one. But the improbable is now a reality, though many believe that the economy is simply “going through a correction.”

So far, the market’s psychology has changed more than the fundamentals have. However, a number of indicators seem to point to deeper, more long-term issues.

Massive layoffs in the lending industry and construction industry are already in full force and have began spreading to the private equity sector, hedge funds, and several other capital markets as well.

House of Blues?

Meanwhile, most housing market indicators have pointed to negative territory. The volume of home sales has fallen in many markets; housing inventories have stretched to a nearly eight-month supply; and new-home builders are reporting big losses.

An increase in delinquencies among mortgage borrowers has resulted in big spikes in foreclosure filings around the nation, unleashing a flood of vacant houses on the market.

Oddly enough, the “whipsaw” going on in the capital markets as investors go in and out of US Treasury bonds, may very well keep conventional mortgage (prime home loans of $417,000 or less) rates in a tolerable range, at least through the next few months.

Now, the segment most at risk is luxury homes. The “jumbo” category (home loans exceeding $417,000) is probably a bigger impediment going forward, than mere psychological or fear factors.

Unable to resell their jumbo mortgages on Wall Street, lenders are already making far fewer mega-loans. Those that are making them, are charging much more in interest. That has spooked investors and dried up the secondary market for mortgages (even those of sterling quality) that don’t fit in Fannie Mae or Freddie Mac purchase parameters.

The mortgage industry meltdown, while not yet a full-blown credit crunch, has definitely led to a massive liquidity squeeze, meaning it’s much harder to get a loan these days for all but the best borrowers.

Too many houses; too few buyers -> Yep yall -> A buyers/renters market

Borrowers, for the most part, now must put more money down, document their income and assets under tighter scrutiny, have fewer dings against their creditworthiness and show conclusively that they can afford the payments.

With credit much tighter today, the refinance option is off the table for many. Tightened lending restrictions eliminate potential buyers from the market, reducing demand even as more supply hits the market due to big jumps in foreclosures and builders finishing up projects initiated before the slump took hold.

As mortgages become more expensive, and financing becomes more difficult, buyers won’t be able to bid as much for homes, while sellers are seeing growing competition from each other.

At this point the number of home sales has dropped a lot more than housing prices, though that may be somewhat explained by the fact that home prices generally trail declining sales in a down market.

Though declining prices have been sporadic until recently, short-term prospects for any reduction of inventory is poor, and motivated sellers may have to slash prices to move properties. The shakeout has already begun.

The end of the rainbow!

It means tremendous opportunity for those who practice ethical, creative investing techniques built on win, win principles and crafted around solving problems fairly for both sides of the transaction. For the Now & Later….as I say 😉

For us, it does not matter how the market shakes out. For now, we know, “They can’t refinance it, they can’t sell it, and/or they can’t afford it.” And though we can’t solve the problem for everybody, we have solutions to help many people stay out of difficulty and assist many of those who are in trouble, but don’t even know it yet.

Those who understand the full scope of real estate financing and realize are many more time-tested options for successfully completing transactions than just the more common “I Sell/You Buy” fee simple transfer will not only survive, they will thrive!

It really is that simple……..

Carla Barnes

EOTM Real Estate Group


Feel free to submit all your mortgage/real estate related questions and I promise to respond within 48 hours.